Stop-Loss Insurance: Protect Against Catastrophic Losses
Stop-loss insurance protects self-funded employers against catastrophic claims. Learn how adding a captive insurance layer completes your risk management program.
Read more →Formal or Informal?
Business owners insure risks formally or informally. Captive insurance lets you formally insure enterprise risks, turning a disadvantage into a significant advantage.
Read more →Flying and Captive Compliance
A Cessna cockpit ride reveals striking parallels between aviation safety checks and captive insurance compliance — discipline, preparation, and boundaries matter.
Read more →Captive Insurance for Private Equity: An Underutilized Advantage
Private equity firms paying $10-20 million in annual premiums to third parties are underutilizing captive insurance. Here are the top reasons why and how to fix it.
Read more →A Better Way to Risk Management Through Captive Insurance
Captive insurance offers business owners a formal way to insure exposures they're already self-insuring, creating operational, financial, and structural advantages.
Read more →Captive Insurance: The Solution
Business owners are always looking for solutions. Captive insurance is an advanced yet accessible solution offering control, flexibility, and wealth accumulation.
Read more →Timing and Sequencing
Like frosting a cake before baking it, getting the order wrong in captive insurance can derail results. Learn why timing and sequencing matter for your captive.
Read more →Business Volatility: Insure What Keeps You Up at Night
Market swings, supply chain disruptions, regulatory changes — captive insurance lets you cover the risks that keep you up at night.
Read more →A Better Way to Stop-Loss: Captive Insurance for Self-Funded Plans
Self-funded employers can reserve for potential claims inside their own captive insurance company, creating a new profit center and gaining control.
Read more →The Glossary of Captive Insurance
Essential captive insurance terminology explained: from capitalization and domicile to 831(a), 831(b), risk distribution, and series captives.
Read more →Captive Change
The captive insurance industry has evolved to better serve business owners with increased premium limits, more coverage lines, and greater availability for all sizes.
Read more →What's Your Objection?
Is your objection to captive insurance real or false? Too many false objections prevent business owners from exploring a powerful risk management opportunity.
Read more →Volleyball and Captives #2: Become That Player
Like a young athlete growing into a star role through physics, work, time, intent, and coaching, your business can become stronger with captive insurance.
Read more →Volleyball and Captives: Lessons from the Court
Eight hours of volleyball reveals powerful parallels to captive insurance: unforced errors, playing within the lines, feeding your best asset, and building momentum.
Read more →Volleyball and Captives #3: Lessons from AAU Nationals
From experience and teamwork to coaching and pressure, the principles of competitive volleyball mirror what it takes to succeed with captive insurance.
Read more →It Depends?
"It depends" isn't avoidance — it means every captive insurance answer is unique to your business. Data-driven, personalized answers lead to the best decisions.
Read more →Fruit Cocktail!
Like a great fruit cocktail, captive insurance is versatile and customizable. No two captive insurance companies are the same — each is designed with purpose and intent.
Read more →The Search for the Forward Thinker
Forward thinkers turn risk management into wealth management. For business owners, embracing new opportunities like captive insurance is the key to continued growth.
Read more →Data In, Dollars Out: The Business Intake Process for Captive Insurance
A simple business intake form takes two minutes to complete and provides the data needed to evaluate whether your company qualifies for captive insurance.
Read more →Control: Why Business Owners Need Captive Insurance
Captive insurance gives business owners greater control over risk management, claims, surplus assets, and cash flow. Control is why owners became owners.
Read more →Commitment: The Foundation of Captive Insurance Success
Captive insurance requires commitment — commitment to learn, to engage, and to follow through. Discover why commitment is the foundation of every successful captive.
Read more →COVID-19 Is Interrupting Your Business: Are You Insured?
Every business is affected by COVID-19. Captive insurance provides business interruption coverage for low frequency, high severity events like pandemics.
Read more →Problem or Solution?
Business owners are always looking for solutions. Captive insurance is an advanced yet powerful solution that provides control, flexibility, and wealth accumulation.
Read more →Foresight Keeps Things in Perspective
COVID-19 changed our perspective on business risk. Foresight and captive insurance help business owners prepare for uncertainty and protect against catastrophic loss.
Read more →Owning Your Own Insurance Company
As a business owner paying hundreds of thousands in premiums, what if you paid them to YOUR own insurance company? Learn how an 831b captive insurance company works.
Read more →There Are Options to Insure Your Business
Options, choices, opportunities. Profitable businesses have powerful alternatives to traditional insurance, including captive insurance that creates greater control.
Read more →Not All Cars or Captives Are the Same
Just as cars serve different purposes, captive insurance companies come in many forms. Learn how different types of captives serve different needs for business owners.
Read more →Lessons Learned from Captive in the Wilderness
Five days of flying and fishing in the wilderness revealed powerful parallels to captive insurance: let the captive do the work, manage risk, and embrace flexibility.
Read more →Specific Captive Risk: What Does Insurance Really Look Like?
From loss of key customers to reputational risk, over 75 exposures can be covered through captive insurance. Learn about broad and specific risks your captive can insure.
Read more →Aggressive Is Not Risky!
Investors often mistake aggression for risk. Like a well-timed play-action pass, captive insurance is an aggressive strategy that actually reduces risk.
Read more →What's the Risk?
Business owners face unique risks every day. Captive insurance lets you stop cursing insurance companies and become one, turning premiums into profit.
Read more →What Keeps You Up at Night?
From data breaches and key employee loss to supply chain interruption and pandemic risk, your captive insurance company can formally insure the risks keeping you awake.
Read more →What's the Risk?
Business owners face risks every day. Don't curse the insurance companies — become one. Captive insurance is the antithesis of risk for qualified businesses.
Read more →Weddings and Captive Insurance
From courtship and commitment to the wedding party and lasting value, the parallels between weddings and captive insurance are surprisingly powerful.
Read more →How Much $ Gets Your Attention?
For business owners with 200+ employees or revenues above $50mm, captive insurance could mean $1,000,000 or more in savings.
Read more →Risk Management Is Wealth Management
Managing risk isn't just about avoiding loss — it's one of the most powerful wealth-building strategies available to business owners.
Read more →Fishing for a Better Way?
Sometimes the best business solutions are found outside the boardroom. Captive insurance offers a better way to manage risk and build wealth.
Read more →Three Categories of Coverage in Your Captive
Understanding the three main categories of coverage available through captive insurance helps business owners maximize their program.
Read more →Is Your Iceberg Melting?
Inspired by Dr. John Kotter's fable about penguins facing change, captive insurance provides protection for business cracks and leaks in every market condition.
Read more →How to Take on More Risk!
Don't take on more risk — transfer it to YOUR insurance company. Understand the three types of insurance and how captive insurance formally protects your business.
Read more →Decision Making: What Great Quarterbacks and Business Owners Share
The best decision makers in business see things unfolding before they happen. Captive insurance is an opportunity to showcase these skills and create future value.
Read more →Captive Insurance Is No Longer a Secret
Captive insurance was never truly a secret, but it remains unfamiliar to most business owners. Learn why this powerful risk management tool is now more accessible.
Read more →Take Action: Three Reasons to Create Your Captive Insurance Company
Action breeds confidence and courage. Protect your company, create a profit center, and build your solution through captive insurance ownership.
Read more →A Better Way: Taking Action on Captive Insurance
Implementing a captive insurance company requires action. Education, study, preparation, and feasibility analysis are the steps to achieving a better way.
Read more →A Better Way to Solve Your Objectives with Captive Insurance
Captive insurance is often the solution to your business objectives, preserving capital, creating surplus, and generating wealth while managing risk.
Read more →There's a Better Way: Captive Insurance for Business Owners
Captive insurance allows business owners to formally insure exposures by creating their own insurance company, turning premiums into retained assets.
Read more →Security Through Captive Insurance
Financial security means different things to different people. Captive insurance provides formal protection, profitability, and efficiency for business owners seeking security.
Read more →Risk Transfer and Distribution
Risk transfer and distribution are fundamental components of every insurance policy. Learn how captive insurance companies meet these critical requirements.
Read more →Risk and Reward: A Third, More Powerful Opportunity
Traditional risk-reward is an either/or proposition. Captive insurance offers a third option: take less risk and gain a bigger reward through owned insurance coverage.
Read more →Reps and Warranties: Protect Your Transaction
With M&A deal volumes surpassing $2.3 trillion and 50-90% of deals failing, reps and warranty insurance through your captive protects your side of the transaction.
Read more →Four Lessons Learned While Captive in Grand Junction
Good people, time well spent, coaching, and managing expectations — four lessons from Grand Junction that apply directly to captive insurance success.
Read more →Today's Greatest Risk: Technology
Technology drives every business today, but data breaches, system failures, and cyber attacks are real threats. Captive insurance can cover over 50 technology-related risks.
Read more →Self-Funded: Is It Really Self-Funded?
Don't confuse informal self-insurance with formal captive insurance. Formal self-insurance is regulated, capitalized, and protected — not scary at all.
Read more →Implement the Change
Change is hard, but necessary for growth. From football formations to risk management, those who embrace better strategies win. Captive insurance is that change.
Read more →What's Your Liability?
Your business faces common and uncommon liabilities. Transferring them to your own captive insurance company creates immediate and long-term benefits.
Read more →Important and Urgent!
Most of us spend too much time on what is urgent and not enough on what is important. Owning your own captive insurance company is both important and urgent.
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